Loan App Checklist

Use this helpful checklist to gather the documentation needed for your home financing:

  • Clear copy of photo ID
  • Clear copy of Social Security card
  • Last two years tax returns (all schedules, all pages)- (if partnership or corporation, business tax returns)
  • Last two years W-2 or 1099 forms
  • Social Security Awards letter if applicable
  • Current pay stubs or, if self employed, your tax returns for the past two years
  • Bank statements for the past two months (include all pages, even if blank)
  • Investment account statements for the past two months
  • Retirement account statements for the past two months
  • If applicable, name, address, and phone number for current landlord
  • DD214 and Certificate of Eligibility (VA loans)
  • Executed purchase agreement, if applicable
  • Name and contact for your homeowner's insurance
  • If you had a bankruptcy in the past 7 years, all bankruptcy papers, schedules, and discharge

If you currently own Real Estate, you will also need to have the following items:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)
  • Proof of homeowner's association dues